O impacto da transformação tecnológica e institucional do mercado financeiro global na educação
DOI:
https://doi.org/10.20952/revtee.v14i33.16559Palavras-chave:
Globalização financeira, FinTech, Ecossistemas de investimento, Investimentos profissionais, Educação financeiraResumo
O artigo se dedica a formar novos rumos educacionais condicionados pela transformação tecnológica e institucional do mercado financeiro global no século XXI. A moderna economia digital impõe novos requisitos para as competências e a ética profissional dos especialistas que atuam na esfera do investimento. Os autores identificaram os principais fatores que determinam as tarefas de modernização da formação de analistas financeiros, banqueiros e advogados especializados em direito de investimento. O problema diz respeito à digitalização e globalização dos fluxos de investimento, formação de ecossistemas de investimento e expansão da participação de grandes empresas financeiras em projetos educacionais. Os autores concluem que as transformações tecnológicas e socioeconômicas globais estimulam todo o mundo financeiro, incluindo a Rússia, a revisar seus modelos de negócios e as esferas da educação financeira e jurídica especializada - a se modernizar ativamente de acordo com as necessidades do mercado.
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Referências
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Dew, J. P., Dean, L., Duncan, S. F., & Britt-Lutter, S. (2020). A Review of effectiveness evidence in the financial helping fields. Family Relations, 69(3), 614-627. https://doi.org/10.1111/fare.12445
Dudin, M. N., Shakhov, O. F. Ivashchenko, N. P., & Shakhova, M. S. (2020). Development of entrepreneurial competencies in the economy (evidence from digital entrepreneurship). Revista Inclusiones, 7(SI), 54-68.
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Mandell, L. (2009). The Financial literacy of young American adults. Results of the 2008 national jumpstart coalition survey of high school seniors and college students. Washington: Jumpstart Coalition.
Moore, J. (1993). Predators and prey: a new ecology of competition. Harvard Business Review, 71(3), 75-86.
Moore, J. (1996). The Death of competition: leadership and strategy in the age of business ecosystems. New York: Harper Business.
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Stolyarova, A. A., & Shakhnazaryan, G. E. (2010). Analysis of the world practice of developing financial education and improving the financial literacy of the population. Finance and Credit, 34, 72-78.
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Voskresenskaya, N. O. (2019). Financial and economic education in the digital future: the issue of popular professions and strategies for training financiers. In: Seregina, T. N., Orekhovskaya, N. A., Omarova, L. B. (Eds.). Proceedings of the scientific and methodological International Conference "Foresight of education: Academic freedoms against accreditation restrictions", April 20-27, 2019, Moscow, Russia. Moscow: Otechestvo, pp. 9-20.
Willis, L. E. (2011). The financial education fallacy. American Economic Review, 101(3), 429-434. http://dx.doi.org/10.1257/aer.101.3.429
Zagrebaeva, E. V. (2020). Artificial intelligence in corporate law as a virtual assistant when approving extraordinary transactions (a look into the future). Law and Digital Economy, 3(9), 44-49.
Bernheim, B. D., Garrett, D. M., & Maki, D. M. (2001). Education and saving: the long-term effect of high school financial curriculum mandates. Journal of Public Economics, 80(3), 435-465.
Castro, P., Rodrigues, J. P., & Teixeira, J. G. (2020). Understanding FinTech ecosystem evolution through service innovation and socio-technical system perspective. In: Nóvoa, H., Drăgoicea, M., Kühl, N. (Eds.). Exploring service science. IESS 2020. Lecture notes in business information processing, vol. 377. Cham: Springer, pp. 187-201. https://doi.org/10.1007/978-3-030-38724-2_14
CFA Institute. (2016). From trust to loyalty: a global survey of what investors want. Available: https://www.cfainstitute.org/-/media/documents/survey/from-trust-to-loyalty.ashx
CFA Institute & Edelman. (2013). Investor trust study. Available: https://www.cfainstitute.org/-/media/documents/survey/cfa-institute-edelman-investor-trust-study-2013.ashx
Christelis, D., Jappelli, T., & Padula, M. (2010). Cognitive abilities and portfolio choice. European Economy Review, 54(1), 18-38. http://dx.doi.org/10.1016/j.euroecorev.2009.04.001
Dew, J. P., Dean, L., Duncan, S. F., & Britt-Lutter, S. (2020). A Review of effectiveness evidence in the financial helping fields. Family Relations, 69(3), 614-627. https://doi.org/10.1111/fare.12445
Dudin, M. N., Shakhov, O. F. Ivashchenko, N. P., & Shakhova, M. S. (2020). Development of entrepreneurial competencies in the economy (evidence from digital entrepreneurship). Revista Inclusiones, 7(SI), 54-68.
European Economic and Social Committee. (2017). Financial education for all. Financial education strategies and best practices within the European Union. 2nd ed., 72 p. Available: https://www.eesc.europa.eu/en/our-work/publications-other-work/publications/financial-education-all-second-edition
European Group on Ethics in Science and New Technologies (Ed.). (2018). Proceedings of the Open Round Table on the Future of Work, February 5, 2018. Luxembourg: Publications Office of the European Union, 50 p.
Financial Times. (n.d.). European Business School Rankings 2019. Available: http://rankings.ft.com/businessschoolrankings/european-business-school-rankings-2019 (accessed December 2, 2020).
Finparty. (March 30, 2016). The USA and Russia: comparison of the best financial universities of the two countries. Available: https://finparty.ru/mba/50288/ (accessed December 2, 2020).
Graham, J., Harvey, C., & Huang, H. (2009). Investor competence, trading frequency, and home bias. Management Science, 55(7), 1094-1106. https://doi.org/10.1287/mnsc.1090.1009
Hastings, J. S., Madrian, B. C., & Skimmyhorn, W. L. (September 2012). Financial literacy, financial education and economic outcomes. NBER Working Paper, no 18412. Available: https://www.nber.org/system/files/working_papers/w18412/w18412.pdf
ICO Kriptovalyuty. (November 19, 2017). ICO overview of the CrowdWiz platform – Investments with collective decision-making. Available: https://ico-kriptovalyuty.ru/crowdwiz/ (accessed December 1, 2020).
Ivashkin, A. V. (September 1, 2015). The USA, as a stronghold of world financial literacy. Center for Military and Political Studies of MGIMO (U) of the Russian Foreign Ministry. Available: http://eurasian-defence.ru/?q=node/34324
Kimball, M. S., & Shumway, T. (2010). Investor sophistication and the home bias, diversification, and employer stock puzzles. SSRN Electronic Journal, January, 29, 1-28. http://dx.doi.org/10.2139/ssrn.1572866
Kleiner, G., Rybachuk, M., & Karpinskaya V. (2020). Ecosystem development in the financial sector of Russia. Manager, 11(4), 2-15. https://doi.org/10.29141/2218-5003-2020-11-4-1
The Law Society. (May 21, 2020). Using LawTech in your practice. Available: https://www.lawsociety.org.uk/topics/client-care/using-lawtech-in-your-practice
Lee, I., & Shin, Y. J. (2018). FinTech: Ecosystem, business models, investment decisions, and challenges. Business Horizons, 61(1), 35-46. http://dx.doi.org/10.1016/j.bushor.2017.09.003
Mamchits, R. (2020). The largest foreign financial ecosystem: results and plans for 2020. The National Banking Journal, 3(189), 21-25.
Mamonov, S. (2020). The role of information technology in FinTech innovation: insights from the New York City ecosystem. In: Hattingh, M., Matthee, M., Smuts, H., Pappas, I., Dwivedi, Y. K. (Eds). Responsible design, implementation and use of information and communication technology. I3E 2020. Lecture notes in computer
science, vol. 12066. Cham: Springer, pp. 313-324. https://doi.org/10.1007/978-3-030-44999-5_26
Mandell, L. (2009). The Financial literacy of young American adults. Results of the 2008 national jumpstart coalition survey of high school seniors and college students. Washington: Jumpstart Coalition.
Moore, J. (1993). Predators and prey: a new ecology of competition. Harvard Business Review, 71(3), 75-86.
Moore, J. (1996). The Death of competition: leadership and strategy in the age of business ecosystems. New York: Harper Business.
Novick, B., Edkins, M., & Clark, T. (July 24, 2018). The investment stewardship ecosystem. Harvard Law School Forum on Corporate Governance. Available: https://corpgov.law.harvard.edu/2018/07/24/the-investment-stewardship-ecosystem/
Plekhanov Russian University of Economics. (December 1, 2020). In the present – about the future: the development of the profession of a financier was discussed at PRUE. Available: https://www.rea.ru/ru/news/Pages/professia-finansist.aspx (accessed December 2, 2020).
Ruchkina, G., & Vengerovsky E. (2015). Investment activities within the legal framework of the World Trade Organization. Russian Law Journal, 3(4), 124-149. http://dx.doi.org/10.17589/2309-8678-2015-3-4-124-149
Sberbank’s Corporate University. (n.d.). Available: https://sberbank-university.ru/?_ga=2.242124354.1764803960.1603227982-954542920.1603227982 (accessed December 1, 2020).
Sergeychik, S. I., Sergeychik, M. S., & Maksimova, A. A. (2015). World experience in implementing projects in the field of financial education and improving the financial literacy of the population. Bulletin of Tomsk State University, 5(158), 35-41.
Starodubtseva, V. (November 2, 2018). If robots replace financiers, what will we expect in ten years? Business Platform Portal. Available: https://business-platform.ru/blog/esli-robotyi-zamenyat-finansistov,-chto-nas-zhdet-cherez-10-let/ (accessed November 30, 2020).
Stavropol State Agrarian University. (April 24, 2018). Leadership is the necessary competence of the future financier. Available: http://www.stgau.ru/english/obschinf/news_detail.php?ID=159984
Stolyarova, A. A., & Shakhnazaryan, G. E. (2010). Analysis of the world practice of developing financial education and improving the financial literacy of the population. Finance and Credit, 34, 72-78.
TASS. (May 24, 2018). The digital future in finance: the struggle of ecosystems. Key conclusions. Available: tass.ru"pmef-2018/articles/5230441 (accessed December 1, 2020).
Vinichenko, M. V., Rybakova, M. V., Nikiporets-Takigawa, G. Yu., Сhulanova, O. L., & Lyapunova, N. V. (2020). The Influence of artificial intelligence on the human potential development: the views of orthodox clergy and parishioners. Cuestiones Políticas, 37(65), 400-418. http://dx.doi.org/10.46398/cuestpol.3865.27
Voskresenskaya, N. O. (2019). Financial and economic education in the digital future: the issue of popular professions and strategies for training financiers. In: Seregina, T. N., Orekhovskaya, N. A., Omarova, L. B. (Eds.). Proceedings of the scientific and methodological International Conference "Foresight of education: Academic freedoms against accreditation restrictions", April 20-27, 2019, Moscow, Russia. Moscow: Otechestvo, pp. 9-20.
Willis, L. E. (2011). The financial education fallacy. American Economic Review, 101(3), 429-434. http://dx.doi.org/10.1257/aer.101.3.429
Zagrebaeva, E. V. (2020). Artificial intelligence in corporate law as a virtual assistant when approving extraordinary transactions (a look into the future). Law and Digital Economy, 3(9), 44-49.
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2021-10-11
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Sukiasyan, A. A., Ershov, V. F., Poletaev, V. E., Menshikov, M. S., & Yusupov, R. G. (2021). O impacto da transformação tecnológica e institucional do mercado financeiro global na educação. Revista Tempos E Espaços Em Educação, 14(33), e16559. https://doi.org/10.20952/revtee.v14i33.16559
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